Manufacturing Equipment Financing
From a single Haas VF-2 to a full robotic weld cell — finance the machines that keep your shop shipping. $25,000 minimum, terms to 84 months, application-only to $250,000.
- ✓CNC mills, lathes, machining centers
- ✓Press brakes, lasers, plasma, waterjet
- ✓Injection molding & extrusion
- ✓Robotic weld and pick-and-place cells
- ✓New, used or refurbished OK
- ✓Freight, rigging & tooling included
Built for California Job Shops and Manufacturers
From Inland Empire fabricators to Central Valley food processors and aerospace suppliers in the South Bay, Northwood knows what a real production floor needs to grow. We finance a single machine when you're bidding a new contract, a full cell when you're bringing work in-house, and refinance existing equipment when you need to pull equity to make payroll or take on a project.
What we Finance
- CNC vertical & horizontal machining centers, lathes, Swiss
- Press brakes, punches, ironworkers, shears, roll formers
- Fiber lasers, CO₂ lasers, plasma cutters, waterjet
- Injection molders, extruders, blow molders, thermoformers
- Robotic weld cells, pick-and-place, collaborative robots
- Industrial ovens, powder coat lines, curing systems
- Packaging, labeling and conveyor lines
- Compressors, chillers, cranes and shop infrastructure
Programs
- Application-only to $250,000 (no financials required)
- Full-doc transactions to $5,000,000+
- Deferred first payment (30–90 days) for install-heavy projects
- Section 179 & bonus depreciation-friendly structures
- Sale-leaseback & equipment refinance for cash-out
- Startup shop program (under 2 years TIB, 700+ FICO)
Frequently asked questions
- What kinds of manufacturing equipment do you finance?
- Northwood finances CNC mills and lathes, machining centers, press brakes, laser and plasma cutters, EDM machines, injection molding presses, robotic weld cells, packaging lines, conveyors, industrial ovens and full turnkey production lines. New, used or refurbished from any reputable dealer, integrator or auction.
- Can I finance used manufacturing equipment?
- Yes. Used and refurbished manufacturing equipment is one of the most common categories we fund. Well-maintained Haas, Mazak, Okuma, DMG Mori, Trumpf, Amada and similar machines routinely finance up to 15+ years of age with normal underwriting terms.
- What credit score is needed for manufacturing equipment financing?
- Northwood approves manufacturing equipment financing across every credit tier — from FICO 500 subprime programs through 700+ preferred pricing. Time in business, cash flow and the machine's collateral value all factor in alongside FICO.
- Do you finance manufacturing equipment for startups?
- Yes. Startup manufacturing shops with fewer than two years in business can qualify for application-only financing up to $150,000 with a 700+ personal FICO and a clear business plan. Larger startup deals are structured with additional down payment.
- Can I finance installation, tooling and freight?
- Yes. Northwood commonly wraps freight, rigging, installation, tooling, controls upgrades and extended service contracts into the same finance transaction — so one payment covers the machine ready to run.
Related Programs
Ready to Add Capacity? We'll Fund the Machine.
Speak with a Northwood funding specialist today. Most decisions in 24–48 hours.
- ✓ $25K–$5M available
- ✓ Funded in 2–5 business days
- ✓ All credit profiles considered
- ✓ No upfront fees, no prepayment penalties
Get My Equipment Options
Takes 60 seconds. Soft pull only.
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