Small Business
Loans

A Northwood Capital Group SBA Loan is the ideal financial solution for businesses looking to expand, purchase equipment, increase working capital, or refinance existing debt—all at below-market rates. Our team specializes in helping business owners access Small Business Administration (SBA) financing without the frustration that often comes with traditional banks.

We understand that navigating the SBA loan process can feel complicated, time-consuming, and uncertain. That’s why we’ve developed a streamlined and transparent process that keeps things moving quickly while maintaining full compliance with SBA guidelines. From your first consultation to final approval, our professional financial advisors guide you through every step—ensuring your application is accurate, complete, and strategically positioned for approval.

Our dedicated SBA Loan Advisors bring years of experience in business lending across a wide range of industries, including healthcare, construction, transportation, manufacturing, and professional services. We take the time to understand your business model, goals, and cash flow needs to match you with the right SBA loan program—whether it’s the SBA 7(a) Loan, SBA 504 Loan, or a Microloan for smaller funding needs.

At Northwood Capital Group, we make a complex process feel effortless. Our mission is simple: to help your business grow with confidence, clarity, and capital. With our team handling the heavy lifting, getting an SBA loan is as easy as sitting down for a conversation about your goals—and watching us turn that vision into funding.

One of the biggest challenges businesses face today is being stuck with bridge or short-term financing for projects that take months—or even years—to generate revenue. The last thing any business wants is a loan that demands full repayment before seeing a single dollar of return.

At Northwood Capital Group, we do things differently. Unlike traditional banks that bog you down with endless paperwork and months-long approval processes, we offer fast, flexible financing solutions that are tailored to your project’s timeline.

Our loan programs feature fixed monthly payments and terms ranging from 1 to 5 years, allowing your business to grow without unnecessary stress. We structure repayment so it aligns with your project’s schedule, maximizing your return on investment and keeping cash flow healthy from start to finish.

With Northwood Capital Group, you get more than just funding — you get a strategic financial partner committed to helping your business succeed.

A merchant cash advance (MCA) is not technically a loan. With an MCA, your business is funded in exchange for a percentage of your daily credit card and debit card sales, plus a fee. Merchant cash advances can be quick, easy ways to get a business cash advance with no need for collateral, even if you don’t have a great credit score.

 

Sometimes businesses go through slumps and find themselves low on cash. That’s where Merchant Cash Advances come in. MCA’s are among the fastest and most secure ways to acquire cash for your small business. Another great facet about MCA’s is that they’re one of the most accessible of your business funding options. There are no unrealistic requirements.

One of the biggest challenges businesses face today is being stuck with short-term loans or bridge financing for projects that take time to generate revenue. The last thing any business wants is funding that demands full repayment before seeing a return.

At Northwood Capital Group, we offer a true unsecured revolving line of credit of up to $250,000, giving your business flexible access to capital whenever you need it. You only pay monthly payments on the funds you actually use, and if you don’t use your line, there are no maintenance fees — ever.

Unlike traditional banks that require endless documentation and take months to approve, our process is fast, straightforward, and designed around your business needs. With a revolving line of credit, you have complete control over your cash flow, and repayment is flexible, making it easier to manage long-term projects and maximize your return on investment.